Business interruption insurance keeps your business from suffering any losses or damage to cash flow or profits caused by an interruption. If something happens where you can't operate your business — even if it’s out of your control — you still have to pay the bills. With interruption insurance, you won't be caught in a situation where you have to close your doors temporarily.
Property insurance covers any broken property, but doesn’t cover any lost money that could be caused by down time. Business interruption insurance allows you to keep your business running, get coverage for lost net income, continue paying expenses such as mortgage, advertising, taxes and salaries, and even pay any relocation or advertising fees if you have to move to a temporary site.
